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HKSYU Library

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    LEADER 02931cam a2200373 i 4500
    001
    991008341816807546
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    20251020101328.0
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    240819s2025 ohua 001 0 eng d
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    a| 2024900614
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    a| 9780357987872 q| (Student edition)
    020
     
     
    z| 9780357987889 q| (Loose-leaf edition)
    035
     
     
    a| (OCoLC)1452677098
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    a| RRR b| eng e| rda c| RRR d| RRR d| H2K d| HK-SYU
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    4
    a| HG179 b| .B485 2025
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    4
    a| HG179 b| .G586 2025 9| kkl
    092
    0
     
    a| 332.024 b| GIT 2025
    100
    1
     
    a| Billingsley, Randall S., e| author.
    245
    1
    0
    a| Personal financial planning / c| Randall S. Billingsley, Virginia Tech., Lawrence J. Gitman, San Diego State University, Michael D. Joehnk, Arizona State University.
    250
     
     
    a| Sixteenth edition.
    264
     
    1
    a| Mason, OH : b| Cengage, c| [2025]
    264
     
    4
    c| ©2025
    300
     
     
    a| xx, 763 pages : b| color illustrations ; c| 28 cm
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    a| text b| txt 2| rdacontent
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    a| unmediated b| n 2| rdamedia
    338
     
     
    a| volume b| nc 2| rdacarrier
    500
     
     
    a| Includes index.
    505
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    a| Part I: Foundations of Financial Planning -- Understanding the financial planning process -- Using financial statements and budgets -- Preparing your taxes -- Part 2: Managing Basic Assets -- Managing your cash and savings -- Making automobile and housing decisions -- Part 3: Managing Credit -- Using credit -- Using consumer loans -- Part 4: Managing Insurance Needs -- Insuring your life -- Insuring your health -- Protecting your property -- Part 5: Managing Investments -- Investment planning -- Investing in stocks and bonds -- Investing in mutual funds, ETFs, and real estate -- Part 6: Retirement and Estate Planning -- Planning for retirement -- Preserving your estate -- Appendices.
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    a| Provide students with a solid framework, meaningful context and critical skills for solving key personal financial planning problems with Billingsley/Gitman/Joehnk's leading PERSONAL FINANCIAL PLANNING, 16th Edition. Examples and practical illustrations complement a common sense, intuitive approach ideal for students to learn how to improve spending habits, ask a financial adviser the right questions, budget effectively, choose the right bank, determine whether to buy or lease a car, select the best credit card, recognize what's most important in buying a home, invest wisely and plan for retirement. The use of spreadsheets is integrated to supplement the use of financial calculators in making personal financial decisions. The latest tax information and financial market rates and data strengthen this edition, while MindTap online course solution enhances students' financial understanding. c| Provided by publisher.
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    a| Finance, Personal.
    700
    1
     
    a| Gitman, Lawrence J., e| author.
    700
    1
     
    a| Joehnk, Michael D., e| author.
    910
     
     
    a| nlw b| kkl c| wsl
    998
     
     
    a| book b| 20-10-25
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    h| Principal l| location i| barcode y| id f| bookplate a| callnoa b| callnob n| GEC106