Personal financial planning

MLA

Billingsley, Randall S., Lawrence J Gitman, and Michael D Joehnk. Personal Financial Planning. Sixteenth edition. Mason, OH: Cengage, 2025.

APA

Billingsley, R. S., Gitman, L. J., & Joehnk, M. D. (2025). Personal financial planning. Sixteenth edition. Mason, OH: Cengage.

Chicago

Billingsley, Randall S., Lawrence J. Gitman, and Michael D. Joehnk. Personal Financial Planning. Sixteenth edition. Mason, OH: Cengage, 2025.